Your Guide to Home Improvement Grants in the UK

Improving your home can feel daunting, especially when it involves big-ticket upgrades such as insulation, renewable heating, or solar panels. But with rising energy prices and the UK’s commitment to achieving net zero by 2050, having an energy-efficient home is becoming a necessity.

The good news? There’s a wide range of home improvement grants available across the UK to help homeowners, landlords, and tenants access vital funding. From insulation schemes and boiler upgrades to renewable energy installations and heating discounts, these programmes allow homeowners to reduce energy bills, increase property value, and cut carbon emissions without shouldering the full upfront costs.

At Pyramid Eco, we specialise in heat pump installation, insulation, solar PV, and home batteries, all areas supported by government schemes. In this guide, we’ll take you through the most important grants for home improvements, explain eligibility requirements, and show you how to apply.

What Are Home Improvement Grants?

Home improvement grants are financial support mechanisms provided by the UK government, local authorities, and energy suppliers. They help households cover part or all of the cost of essential upgrades.

There are three main forms of home improvement assistance:

  • Grants: non-repayable, funding (e.g., ECO4, Boiler Upgrade Scheme)
  • Discounts: direct reductions on energy bills or installations (e.g., Warm Homes Discount)
  • Loans: repayable, often interest-free (e.g., Home Energy Scotland Loans).

The purpose is to:

  • Make homes warmer, healthier, and more affordable to run
  • Help households, especially low-income and vulnerable families, cope with energy bills
  • Support the UK’s climate commitments by encouraging the uptake of renewables.

Major UK Home Improvement Grants 

Below you’ll find the main programmes available, what they cover, and eligibility requirements for each.

1. Energy Company Obligation (ECO4)

The Energy Company Obligation (ECO4) is one of the most comprehensive home improvement grants available. It focuses on helping low-income households upgrade their homes with energy-saving measures.

What’s Covered:

  • Heating system repairs and replacements
  • Cavity wall, loft, and solid wall insulation
  • Renewable heating solutions.

Funding Available:

Up to £48,000, depending on property type, EPC rating, and measures installed.

Eligibility Requirements

  • Household income below a set threshold
  • Receipt of qualifying benefits (e.g., Universal Credit, Pension Credit, Income Support)
  • Homes with poor EPC ratings (typically D or below)
  • Must use an accredited installer (Pyramid Eco qualifies under PAS 2030/2035).

 

Not sure if you qualify? Contact Pyramid Eco today to check your eligibility and start the process of claiming
ECO4 funding for your home.

Roof insulation. A worker puts glass wool insulation in the attic

2. Great British Insulation Scheme

Designed to tackle draughty, inefficient homes, the Great British Insulation Scheme focuses specifically on insulation and heating control measures.

What’s Covered:

  • Loft, cavity wall, and solid wall insulation
  • Smart heating controls.

Funding Available:

Covers up to 75% of costs (average saving: £1,418).

Eligibility Requirements

  • Households in lower council tax bands (A–D in England, A–E in Scotland and Wales)
  • Homes with poor EPC ratings
  • Both homeowners and private tenants may qualify.

 

Want to find out if you qualify? Contact Pyramid Eco today to check your eligibility and claim funding through
the Great British Insulation Scheme.

 

Related Reading: Dual Insulation Measures Now Eligible Under the Great British Insulation Scheme

3. Boiler Upgrade Scheme (BUS)

The Boiler Upgrade Scheme encourages homeowners to switch from fossil fuel boilers to renewable heating systems.

What’s Covered:

  • Air source heat pumps
  • Ground source heat pumps
  • Biomass boilers.

Funding Available:

Grants of £7,500.

Eligibility Requirements

  • Homeowners and small business owners in England and Wales
  • Must be replacing fossil fuel systems (oil, gas, or electric)
  • Must use an MCS-certified installer (Pyramid Eco qualifies).

 

Interested in upgrading your boiler? Contact Pyramid Eco today to see if you’re eligible and claim your
funding through the Boiler Upgrade Scheme.

 

Related Reading: What Are the Pros and Cons of Heat Pumps for UK Homes?

4. Warm Homes Discount

The Warm Homes Discount helps reduce energy bills for vulnerable households.

What’s Covered:

One-off electricity or gas bill discount of £140.

Eligibility Requirements

  • People on certain means-tested benefits
  • Households at risk of fuel poverty
  • Automatically applied by participating energy suppliers.

5. Winter Fuel Payment

The Winter Fuel Payment provides seasonal support for pensioners to cover heating costs.

What’s Covered:

Payments of £250 to £600.

Eligibility Requirements

  • Born before 27 September 1956
  • Receiving State Pension or other social security benefits.

happy elderly couple relaxing together on the sofa at home

6. Warm Homes Local Grant

Replacing the former Home Upgrade Grant, the Warm Homes Local Grant supports local communities through targeted funding.

What’s Covered:

  • Insulation (walls, roofs, floors)
  • Solar panels and heat pumps
  • Double glazing and draught-proofing.

Funding Available:

Up to 100% of costs in some cases.

Eligibility Requirements

  • Administered by local councils
  • Targeted at low-income households or those with poor EPC ratings
  • Applications are typically managed through local authority websites.

7. Smart Export Guarantee (SEG)

For households with renewable energy systems, the Smart Export Guarantee provides payments for surplus electricity exported to the grid.

What’s Covered:

  • Solar PV panels
  • Home battery systems
  • Wind or hydro installations.

Funding Available:

The average household earns around £159 per year.

Eligibility Requirements

  • Must have installed renewable generation technology (MCS certified)
  • An energy supplier must offer a SEG tariff
  • Typically applies to systems up to 5MW capacity.

Disabled Facilities Grant

Not energy-specific, but still an important home improvement grant, the Disabled Facilities Grant supports accessibility adaptations.

What’s Covered:

Ramps, stairlifts, accessible bathrooms, widened doorways.

Funding Available:

  • England: up to £30,000
  • Wales: up to £36,000
  • Northern Ireland: up to £25,000.

Eligibility Requirements

  • Applicants must have a disability or extra needs
  • Means-tested based on household income and savings
  • The home must require adaptations to improve accessibility.

8. Electric Vehicle Homecharge Scheme

Supporting the transition to cleaner transport, this scheme provides funding for home EV chargers.

What’s Covered:

Installation of home EV charging points.

Funding Available:

Up to £350.

Eligibility Requirements

  • Available to renters and flat owners
  • Not open to single-family homeowners
  • Must use an approved installer.

 

Related Reading: How Much Does It Cost to Install an EV Charger at Home?

9. Local Council Grants

Many local authorities run their own home improvement assistance schemes.

What’s Covered:

  • Insulation
  • Heating upgrades
  • General housing repairs.

Funding Available:

Varies by council.

Eligibility Requirements

  • Depends on the local authority
  • Often targeted at low-income households or older residents
  • Check your council’s housing or energy department for details.

10. Home Energy Scotland Grant and Loan

Scotland has one of the most generous support schemes in the UK.

What’s Covered:

  • Renewables (heat pumps, solar panels)
  • Energy efficiency improvements
  • Insulation and double glazing.

Funding Available:

Up to £38,500 (combination of grants and interest-free loans).

Eligibility Requirements

  • Open to Scottish homeowners
  • Must meet energy performance or household income criteria.

11. Affordable Warmth Grant (NI)

Available in Northern Ireland, this scheme helps households reduce heating bills.

What’s Covered:

  • Heating system upgrades
  • Insulation measures.

Funding Available:

Up to £10,000.

Eligibility Requirements

  • Low-income homeowners and private tenants
  • Income thresholds apply.

12. Home Improvement Loans (Wales)

These interest-free loans help Welsh households carry out essential repairs.

What’s Covered:

  • Roof repairs
  • Heating upgrades
  • Insulation improvements.

Funding Available:

Up to £35,000 interest-free.

Eligibility Requirements

  • Welsh homeowners
  • Typically targeted at low-income households.

13. NEST (Wales)

The Welsh Government’s Nest scheme supports energy efficiency improvements.

What’s Covered:

  • New boilers and heating systems
  • Insulation and draught-proofing
  • Renewable heating solutions.

Funding Available:

Up to £15,700.

Eligibility Requirements

  • Low-income and vulnerable households
  • Must live in Wales
  • The property must have poor energy efficiency.

Two air source heat pumps installed outside of new and modern city house

How Can I Apply for Home Improvement Grants?

Applying for home improvement grants typically follows these steps:

  1. Check Eligibility: Review scheme criteria based on income, property type, EPC rating, or benefits received.
  2. Arrange an Assessment: Pyramid Eco can conduct an energy survey to identify the best improvements.
  3. Submit Application: Apply through GOV.UK, Ofgem, or your local authority.
  4. Choose an Accredited Installer: Using PAS 2030/2035 or MCS-accredited installers (like Pyramid Eco) is often mandatory.
  5. Installation and Verification: Works are completed and inspected before funding is released.

How Pyramid Eco Can Help

Navigating the world of grants for home improvements can feel overwhelming, but Pyramid Eco is here to simplify the process. Our team offers expert guidance on available schemes and eligibility, helping you understand which options are best suited to your home. 

As fully accredited installers under PAS 2030/2035, TrustMark, and MCS, Pyramid Eco ensures all works meet the highest standards required for grant funding. Our specialist services cover insulation, heat pumps, solar PV, and home batteries, making us a one-stop partner for energy-efficient upgrades. 

From assisting with applications to installing and aftercare, Pyramid Eco provides end-to-end support so you can confidently access home improvement assistance and enjoy a more efficient, comfortable, and future-ready property.

Home Improvement Grants FAQs

Can I combine multiple grants?

Yes, but it depends on the schemes. For example, you may qualify for ECO4 insulation and still claim the Smart Export Guarantee if you install solar panels.

What if I don’t qualify for income-based schemes?

You may still benefit from the Boiler Upgrade Scheme, SEG payments, or local council programmes.

Are grants repayable?

No, grants do not need to be repaid. However, loans (e.g., Home Energy Scotland) must be repaid, often interest-free.

How long does the process take?

From assessment to installation, most schemes take 6–12 weeks, depending on demand and installer availability.

Can landlords apply?

Yes, many schemes (such as ECO4 scheme for landlords and the Boiler Upgrade Scheme) are open to landlords, especially in cases where tenants are vulnerable. Visit our landlord energy grants page for more information.

The UK offers a wide range of home improvement grants to help households cut energy bills, increase comfort, and transition to renewable technologies. Whether you’re eligible for ECO4, the Boiler Upgrade Scheme, or local council funding, there has never been a better time to invest in your home.

At Pyramid Eco, we combine expert advice with accredited installations to help you access grants for home improvements and transform your property.

Ready to get started? Contact Pyramid Eco today for expert advice and support.

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